Understanding Condominium Law: Rights and Responsibilities of Unit Owners

Peter Calabrese, a leading attorney in Boston
By: Peter CalabresePosted on Jul 07, 2026

Peter Calabrese is the firm’s founding member and chair of the Construction, Litigation and Real Estate practices; he also handles Appellate Litigation cases. Mr. Calabrese’s practice covers a broad spectrum of litigation matters related to commercial and residential real estate, condominium association and construction disputes, and he maintains a niche practice that focuses on high stakes appellate litigation, administrative law and regulatory matters. Peter is a contributing author for MLCE, and has also been featured in Forbes & Fortune and Boston Magazine.

Many property owners enjoy the convenience of condominium living, which can offer both increased amenities and reduced property maintenance compared to a single-family home. Yet, the laws surrounding these communities in Massachusetts are complex — the Commonwealth has no state-level regulatory oversight, often leading to intricate legal interpretation of lengthy documents that detail condominium association and unit owner rights and responsibilities. Understanding the nuances and trade-offs can help you prevent disputes and maintain good relationships.

Condominium Owner Rights

The primary law governing condominiums in the Commonwealth is the Massachusetts General Laws Chapter 183A, a 24-section statute detailing fundamental owner rights:

  • Exclusive possession and enjoyment: Individual units belong exclusively to their owners, with boundaries defined by the Master Deed. Typically, the association may enter for maintenance or emergency repairs.
  • Common area interest and use: Owners generally have a specific percentage of interest in common areas. Owners have equal rights to use these areas according to the bylaws.
  • Governance rights: Voting rights and owner participation are typically defined by a condominium’s governing documents, including the bylaws. These documents often address matters such as meeting participation, board elections, and access to association records.
  • Financial rights: Owners may dispute unreasonable assessments and cannot be forced to pay more than their proportional share of common area expenses. Liens against the property can occur for nonpayment.
  • Information access rights: The association must keep certain records, including the Master Deed, bylaws, and financial records, up to date and available for reasonable inspection. Associations are generally expected to maintain certain records, though the scope and detail of those records can vary.

Legal Obligations and Responsibilities of Condominium Owners

Condominium owner rights come hand in hand with legal responsibilities, which also fall primarily under Chapter 183A and include:

  • Financial obligations: Owners must pay fees and assessments in a timely manner. Deductions, waivers, and offsets against these amounts are generally prohibited due to disputes with the association. The law also automatically grants liens for nonpayment.
  • Maintenance obligations: Unit owners are responsible for upkeep of their condominium’s interior and may have maintenance obligations for limited common areas, like private balconies. Associations are typically responsible for maintaining other common areas, and the Master Deed and bylaws may also require them to maintain the structural exteriors.
  • Insurance: Associations must carry insurance on common areas, while the law doesn’t require owners to have coverage on their units. However, most mortgage lenders and some association bylaws direct owners to insure the property.
  • Compliance with governing documents: Bylaws and administrative rules govern both condominium owners and associations. All must follow lawful covenants, conditions, and restrictions contained in the Master Deed.
  • Tenant oversight: Unit owners are typically responsible for ensuring tenant compliance with condominium governing documents and may face enforcement action for tenant violations.

Understanding Homeowner or Condominium Association Rules and Regulations

Accurate interpretation and application of condominium law requires understanding the hierarchy of the documents. The Master Deed is the primary property-defining governing document, outlining property boundaries and distinguishing common areas from individual units. The bylaws come next, followed by association rules set by the community’s board of administration.

Together, these documents establish what the association can reasonably regulate and what constitutes an overreach. For example, courts are more likely to uphold rules tied to community health, safety, or shared property interests than highly intrusive rules affecting purely private interior choices.

Governing documents and association enforcement practices are generally expected to apply rules consistently to support fair treatment among owners.

Additionally, the board establishes processes for changing HOA rules. If the bylaws allow, owners may actively participate in the discussion. If not, unit owners exercise their voice when the board puts the matter to a vote.

Dispute Resolution Options and Legal Remedies

Given the complexity and multilayered nature of legal interpretation, it’s not uncommon for condominium association disputes to arise. Several remedies are available to resolve issues:

  • Internal processes: Both parties can negotiate to reach a mutual agreement, using the governing documents as guidance.
  • Formal complaint processes: Associations may file formal complaints against an owner for rule violations. They typically must follow procedures outlined in the governing documents, including providing notice and an opportunity for the owner to be heard before certain enforcement actions.
  • Alternative dispute resolution approaches: Owners and associations can work with neutral third parties through mediation or arbitration, if the governing documents allow.

Despite best efforts at out-of-court resolution, litigation sometimes becomes necessary. While the following list isn’t exhaustive, contact an experienced condominium law attorney when:

  • Good faith has eroded, and the parties are unable to reach an agreement.
  • Complex issues, like boundary disputes, are involved.
  • Financial disputes over unpaid common expenses exceed manageable collection efforts.
  • Construction defects are revealed and have a significant impact on the owner or association’s rights, responsibilities, and finances.
  • Injunctive relief — a court order to stop a specific action — is necessary.

Why Trust Calabrese Law Associates to Navigate Condominium Law in Massachusetts?

Massachusetts condominium law requires knowledge of Chapter 183A’s complex statutes and how they pair with individual association documents. Calabrese Law Associates brings extensive experience in real estate law and condominium governance disputes.

We understand that disputes often involve ongoing relationships within tight-knit communities. We focus on practical solutions that protect your rights while preserving neighborhood harmony. Whether you’re facing assessment disputes, governance conflicts, or enforcement issues, we provide clear, strategic guidance on your legal options under Massachusetts law.

Contact Calabrese Law Associates for Condominium Law Guidance

When condominium disputes arise, having experienced legal counsel can mean the difference between costly, prolonged battles and efficient resolutions. Contact our team online or call 617-340-6623 to learn how our proven experience can help.

Contact Calabrese Law Associates for Condominium Law Guidance

This publication and its contents are not to be construed as legal advice nor a recommendation to you as to how to proceed. Please consult with a local licensed attorney directly before taking any action that could have legal consequences. This publication and its content do not create an attorney-client relationship and are being provided for general informational purposes only.

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